Unlocking Asset Value

Tailored financing solutions

Reditum Capital is a Mayfair-based boutique financier, we structure innovative, tailored financing solutions designed to extract the optimum value from a multitude of asset classes – property, metal and receivables – and to provide business funding such as invoice discounting and VAT facilities, both in the UK and abroad.

When assets require enhancement, we unlock the full value of their potential. As a boutique financier and an enabler of business, our in-house decision-making operates at speed, unconstrained by borrower covenants or other formulaic financing criteria.

Since 2013, our continued success in delivering £430m+ of facilities has focussed us on asset potential, and so we invariably venture where others don’t, preferably on a joint venture basis, by co-investing in each transaction and by offering borrowers a range of attractive financing options, we enable our partners to operate free of the heavy burden of layered debt.

Group Inception

Total Facilities Provided
Since Inception

Total Transactions
Since Inception

Value of Current Gross
Underlying Assets

Current Live

Funds Deployed
Last Quarter

Bespoke mix of debt, mezzanine and equity

Over £430m financing deployed

£10m+ GDV/asset value

Joint venture funding – shared risk, shared reward

Our approach

Our primary focus is always the same: to structure opportunities that maximise the risk-adjusted returns on borrower capital employed. This approach also enables us to offer investors in those opportunities a compelling blend of high coupon returns and ‘upside’ participation through a tailored mix of debt, mezzanine and equity financing, all tailored to an investor’s particular needs.

Investment pipeline

Conversion of office campus to residential units
Uxbridge, west London
Conversion of landmark office campus to luxury residential units
Redevelopment of luxury hotel
Saint Barthélemy, Leeward Islands
Redevelopment of luxury hotel
Refurbishment of office building
Acquisition and refurbishment of landmark office building
Development of fuel/retail forecourts
UK – nationally
Acquisition and development of a chain of best-practice integrated fuel/retail forecourts
Development of 27 luxury dwellings
Harrogate, North Yorkshire
Development of 27 luxury dwellings in a highly sought-after rural village setting.
Acquisition of self-build plots in seaside location
Broadstairs, Kent
Acquisition of substantial self-build plots, for sale with planning consent.

Optimising the capital structure

At Reditum, we believe in carefully adjusting the capital structure of each of our projects, and utilise debt intelligently to capture superior investor returns, while maintaining a low cost of capital.

All of our projects undergo rigorous analysis based on their fundamental factors before any capital structure considerations are made – this ensures that each of our projects has a clear business case with which we are comfortable. Thereafter, we carefully adjust the scheme’s capital stack to optimise the project’s earnings where suitable.

Typically, we look for substantial deals (£10m+ GDV/asset value) with intrinsic complexity as this is where we believe we add the most value. Our financial structuring typically features a blend of debt, mezzanine and equity capital.

Partners not lenders

A great many lenders claim expertise in asset-backed funding. But at Reditum Capital, we can evaluate it robustly. We were borrowers, developers and investors before we became financiers, and so we have the skills, experience and dynamism to identify, and capitalise upon, an asset’s true potential.

Not only are our credentials in the asset-backed markets unmatched, as a joint venture financier, we treat each opportunity as a genuine business partnership. Our immersion almost invariably involves a sharing of risk for an appropriate share of the rewards, because the more we can help steer a transaction to greater success, the more all parties benefit.

Over the years we have built strong industry relationships – from investment bankers to skilled project managers and constructors. We’re therefore well placed to deliver that success.

Discover some of our live and completed projects

Completed – Aircraft Leasing Company
Live – Converting detached offices to luxury apartments
Milton Keynes
Completed – Developing a recycling facility plant
North-east England
Completed – Residential property development
Live – Converting Sky’s former HQ into luxury apartments

Get in touch

As a borrower, investor or intermediary, please use this form below to get in touch. We will respond the next business day.

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