Bridging Loans

Using Reditum Capital’s bridging finance for your property transaction is simple and straightforward. Thanks to our streamlined lending process, you can rely on a fast turnaround for funds. You’ll also appreciate our transparent loan pricing.

We specialise in complex funding scenarios and lend against asset values rather than borrower covenants. We make funds available to deploy immediately because meeting deadlines is critical to successful project delivery. Together we’ll ensure a fast turnaround for your property development project.

You can apply for bridge loans on any type of commercial or residential property. We will consider real estate projects in the UK, Europe, and worldwide. Our bridge loans range from £600k to £20m and we can lend up to 80% LTV, based on a 180-day RICS Red Book valuation from one of our panel lenders.

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Reditum Capital’s bridging loans explained

  • We issue indicative lending terms the same day, on receipt of all relevant information from borrowers.
  • We have funds available for immediate use
  • We will secure our loan by taking first legal charge on the development site, but may require additional security depending on the project’s risk profile
  • We can lend up to 80% Loan to Value based on a 180-day valuation
  • You can apply to borrow between £600k and £20m.

We offer you a transparent pricing structure. The loan price directly correlates to the risk of the transaction. We take account of the project’s location, details, market and the borrower’s status.

As part of a bridging facility, we can also provide development finance for your project. To discuss your needs, please get in contact using the form below. Our team is here to help.

Our Experience

We are property professionals at heart. All of the senior team have development and investment experience as principals in real estate transactions across the UK and Europe. We therefore intimately understand the challenges you face in securing real estate finance and dealing with lenders.

We’re proud to offer a different approach – one that doesn’t simply tick boxes. We understand that no two deals are the same. That’s why we review each application on its merits and use our experience to help you borrow the funds you need to meet your goals.


When you are looking to maximise the leverage within the transaction and maximise your return on capital employed, we can help. We provide mezzanine loans of between £600k and £20m to developers and investors, for all types of real estate projects.



Our development finance for all asset classes, allows borrowers to maximise the profitability of development opportunities. Our team of property market experts offer maximum flexibility with financing. That includes providing development funding on a first charge basis up to 70% of GDV or 90% of costs, whichever is lowest.



Sometimes borrowers may want to invest in assets other than property such as cars, boats, aircraft, and art. That is why we have developed a specialist lending service for alternative assets. We can also provide business funding such as invoice discounting and VAT facilities. We don’t apply restrictive criteria to our lending. Instead, we judge each deal on its individual merits. Contact us to find out more.


Case Studies

Aircraft Leasing Company, Cayman Islands

Location: Cayman Islands Project Value: $6,715,800.00 Gross Loan Amount: £964,400.00 Term: 10 months Secured Against: Fixed and floating charge over…


Commercial to Residential Property Conversion

Location: Heathrow Project GDV: £9,600,000.00 Gross Loan Amount: £3,100,000.00 Term: 19 months Secured Against: First charge on a commercial property…


UK Residential Property Development in Milton Keynes

Location: Milton Keynes Project GDV: £34,900,000.00 Gross Loan Amount: £4,470,000.00 Term: 6 months Secured Against: First charge on property in Milton…


UK Residential Property Development in Liverpool

Location: Liverpool Project GDV: £22,260,000.00 Gross Loan Amount: £6,321,000.00 Term: 8 months Secured Against: First charge on property in Liverpool…


Let's Talk

We are keen to discuss opportunities with you. Feel free to contact us today using the form below.