News

The commercial benefits of using JV finance to convert office space into residential property.

Office to residential
To address the shortfall in residential housing, the government changed the law on permitted development rights in 20131. The new legislation allowed developers to convert office space to residential use without needing full planning permission. While investing in a completely new housing development carries an element of risk – particularly if the market is stagnant and it’s difficult to attract buyers – if a solid commercial building already exists, the risks are lower and a conversion is more attractive to financiers ... Read more

Who is buying up London?

When the value of the pound depreciated by 10% in the immediate aftermath of the UK’s vote to leave the European Union, it shouldn’t have come as a surprise that foreign investors would continue their love affair with investment in prime London property. Qatar has invested around £30bn into London, making the country by far the most dominant force when it comes to foreign purchases. Qatar have invested in key London attractions such as the Olympic village, The Shard, Chelsea Barracks and ... Read more

Reditum Capital gets involved with charity as sponsors at WellChild Awards 2017

The Reditum Capital team headed over to the Royal Lancaster Hotel on Monday 16th October to celebrate the Well Child Awards 2017, hosted by WellChild in association with long-standing partners, GSK. We got involved and sponsored the 2017 Inspirational Young Person 15-17 yrs Award and had a table at the event where a group of us, as well as a number of people we do great business with, attended. It was a spectacular night where businesses, some famous faces (including WellChild patron Prince Harry) and some ... Read more

What are the biggest issues affecting the UK housing crisis and how can UK lenders help solve it?

Housing in the UK has become increasingly unaffordable. With property prices almost eight times household income levels across England and Wales, home ownership has fallen for the first time since census records began. Last year, Chancellor Philip Hammond declared that the government would set aside £3.7bn to address the UK's housing crisis, with the promise of building an additional 140,000 homes for sale or rent by 2020.   This sentiment was backed by the Conservative government's White Paper which denoted the housing crisis as ... Read more

London’s position on the global property market – as told by Reditum Capital

Between January and March this year, almost £5bn worth of central London commercial property transactions took place, according to CBRE. This marked the biggest quarterly total since late 2014. Despite a year of Brexit unease and a shock, snap election and the even more unexpected result of a hung parliament, London commercial property remains a central focus for investment. Read more of Reditum Capital's insight on Bridging and Commercial, here Read more

Mark Stephen’s speaks to Financial Reporter

Financial Reporter spoke to Mark Stephen, founder of Reditum Capital, about the reasons behind the bridging boom and how affordability continues to affect the UK mortgage market. The biggest issue facing mortgage finance in the UK continues to be LTV restrictions and affordability tests, not mortgage rates themselves. Read Mark's interview in full here   Read more

Who is right for a bridging loan?

The total size of the regulated bridging sector was estimated at £4bn in 2016, up from £1bn at the time of the financial crisis in 2007. Increasing uncertainty and rising house prices have driven up demand for more flexible financing solutions, and for those looking for short-term access to funds, bridging loans can be a good solution. Bridging loans are used for a variety of reasons, by everyone from homeowners to businesses. Homeowners often use bridging loans when selling their house to ... Read more

House prices mapped: Where you should invest NOW revealed by Reditum Capital in The Express

Tim Mycock, Development Director at Reditum Capital, picked five hot spots you may not have thought of to buy property in now. As house prices continue to rise, now would be a good time to invest. Speaking about the current property market, Tim said: “If you are investing in property, changes occurring in that area can be a big indication of what sort of return you can expect. Read the full article on The Express here Read more

London’s position on the global property market

Between January and March this year, almost £5bn worth of commercial property transactions took place, according to CBRE. This marked the biggest quarterly total since late 2014. Despite after almost a year of Brexit unease and the emergence of a shock, snap election and an even more unpredictable result of a hung parliament, London commercial property remains a central focus for investment. Whilst uncertainty has led to a temporary slowing of investment into areas outside the capital and UK commercial prices remain 23 ... Read more

Bridging the gap between lender and developer: Why relationships matter

http://www.refire-online.com/features/companies/reditum-capital-on-mission-to-shake-up-bridging-services/ It’s not surprising that as traditional lenders are hitting the brakes on funding, the provision of capital has become increasingly more diverse as conventional options dry up. Now with political instability, the once adorned quality of the British property market is seemingly abandoning its post. Lending in the UK will shift from a purely transactional model to a relationship focused approach as overseas investment will most likely stall for hesitation and typical lenders will become increasingly more tentative to complete deals. It’s ... Read more
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