About


Reditum Capital is a specialist lender to real estate developers and alternative asset investors.

We provide funding for commercial and residential property developers, including bridging loans and mezzanine finance. We can also help clients buy alternative assets or use them as collateral. Since 2013, we’ve arranged over £350m of funding for real estate and asset-backed transactions across the UK, Europe and the rest of the world.

We are property professionals at heart. All of the senior team have development and investment experience as principals in real estate transactions across the UK and Europe over the past 10 years. We therefore intimately understand the challenges borrowers face in securing real estate finance and dealing with lenders.

We also understand the frustration with lenders who may not recognise the full potential in projects. We’re different. Unlike other lenders, we do not operate a tick box approach. Instead, we review each application on its merits and use our experience to help you borrow the funds you need to meet your goals.

We specialise in complex funding scenarios and providing a fast turnaround. Because no two deals are ever the same, we focus on the value of the asset rather than borrower covenant. This enables us to help borrowers overcome financial hurdles and realise opportunities.

We pride ourselves on building long-term relationships with our valued clients. To find out more about our team, please read the profiles below and contact us to arrange an appointment.


Meet the team

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Mark Stephen

Founder

With over 15 years’ experience in the property and investment marketplace, and following the successful launch of specialist property investment company, Stark Enterprises Ltd., Mark established Reditum Capital in 2013. Mark is highly experienced in international commercial and residential property development and is an integral part of the team when it comes to structuring tailored finance solutions for borrowers.

Mark has an Advanced Diploma in International Business from the Victoria Business College as well as a Bachelor of Commerce, majoring in Finance, from the University of Melbourne. He also holds a Real Estate Agent’s Representative Licence from the Real Estate Institute of Victoria.

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Richard Gore

Finance Director

Richard focuses on financial and credit analysis for all new investment and corporate lending deals. He is responsible for all financial reporting for Reditum Capital. Richard also assists with corporate administration, including preparing loan origination and board documents, and liaising with our third party providers of legal and audit functions.

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Martin Drummond

Executive Director & Legal

Martin is responsible for all Reditum Capital’s legal requirements as well as managing outside legal counsel. He provides legal guidance on appropriate risk reduction strategies to protect lender interests. These include ensuring we have adequate and binding security from each borrower before drawdown. He also monitors those securities to ensure they maintain their strength and liquidity during the term of the loan.

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Tim Mycock

Business Development Director

Tim has arranged over £350 million of funding for real estate transactions in the UK, Europe and around the world. He has also developed property in the UK and overseas and successfully managed teams in those locations. His expertise is in deal origination, property development investment, senior and mezzanine lending, and equity financing opportunities. Tim graduated with a BSc Hons in Geography & Political Science from Coventry University.

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Theo Theodosiadis

Head of Investment Analysis

Theo’s responsibilities include detailed market research and asset value assessment on all Reditum’s corporate lending and investment deals. He also prepares financial appraisals of our client’s projects. His expertise is in market research, due diligence investigation, business management reporting, data analysis, business development, and account management. He has specific experience of the property, automotive, and fertilisers industries.

Theo has an MSc in International Business and Strategic Management from the University of York, UK; an MBA in Banking and Finance from the American College of Thessaloniki, Greece; an MSc and BSc in Agriculture from the Aristotle University of Thessaloniki, Greece.

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Stella Gkotsi

Investment Analysis

Stella’s main responsibilities are constructing bespoke financial models and conducting detailed market research to inform our investment decisions. Her experience includes over six years as a Financial Analyst and Auditor in the UK and Greece, with responsibility for management and auditing reporting, and financial modelling. Stella holds an MSc in Financial Economics from Cardiff University and a BSc in International Economics from Democritus University of Thrace, Greece. She is a Registered Member of the Global Association of Risk Professionals (GARP) Institute.